Terms of Service

Effective Date: August 6, 2026

Last Updated: August 6, 2026

These Terms of Service ("Terms") govern access to and use of the LUMA Web Solutions website, communications, proposals, subscriptions, hosting services, maintenance services, and related professional services provided by Lumaco Consulting, LLC.

Please read these Terms carefully. By accessing our website, submitting an inquiry, accepting a proposal, making a payment, creating an account, or using our services, you agree to be bound by these Terms.

1. Company Information

Legal Entity: Lumaco Consulting, LLC

Brand Name: LUMA Web Solutions

Website: https://www.lumawebsolutions.com

Email: info@lumawebsolutions.com

Mailing Address: 71 W. Main Street, Freehold NJ, USA

In these Terms, "Lumaco Consulting," "LUMA," "LUMA Web Solutions," "we," "us," and "our" refer to Lumaco Consulting, LLC.

"Client," "customer," "you," and "your" refer to the individual or organization accessing our website or purchasing our services.

2. Scope of These Terms

These Terms apply to:

  • Use of our public website
  • Website design and development
  • Landing-page development
  • Graphic design and branding
  • Website copywriting
  • Website hosting
  • Website maintenance and updates
  • Professional email services
  • Domain and DNS assistance
  • Search engine optimization setup
  • API and third-party integrations
  • CRM, chatbot, booking, payment, and lead-form integrations
  • Digital marketing support
  • Social media page setup
  • Advertising assistance
  • Minor technical support
  • Other services described in a proposal, order form, invoice, or statement of work

Specific projects may also be governed by a proposal, service agreement, statement of work, order form, invoice, or other written agreement.

If a signed service agreement or statement of work conflicts with these Terms, the signed agreement will control for that specific service or project.

3. . Eligibility and Authority

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.

If you act on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms.

4. Consultations, Proposals, and Project Scope

Initial consultations may be offered without charge unless otherwise stated.

A consultation does not obligate either party to proceed with a project.

Project scope, pricing, payment schedules, deliverables, estimated timelines, revision limits, integrations, hosting, maintenance, and other requirements may be described in a written proposal or statement of work.

Only services expressly included in an accepted proposal are included in the project price.

Requests outside the agreed scope may require:

  • A revised proposal
  • A change order
  • Additional fees
  • A revised delivery schedule

Verbal discussions do not modify an accepted proposal unless confirmed in writing by an authorized LUMA representative.

5. Client Responsibilities

The Client agrees to provide accurate and timely information reasonably required to complete the services.

Client responsibilities may include providing:

  • Business information
  • Brand guidelines
  • Logos and graphics
  • Product or service information
  • Legal disclosures
  • Required licenses or permissions
  • Account credentials
  • Domain access
  • Hosting access
  • Third-party software access
  • Approvals and feedback
  • Industry-specific compliance requirements

The Client is responsible for reviewing all content, designs, functionality, legal notices, and deliverables before approval or publication.

Delays in providing required information, approvals, content, access, or feedback may extend the project schedule.

6. Content and Copywriting

When copywriting is included, LUMA may create content based on consultations, questionnaires, research, Client materials, and publicly available information.

The Client remains responsible for confirming that all published content is:

  • Accurate
  • Complete
  • Lawful
  • Current
  • Appropriate for the Client's industry
  • Consistent with applicable advertising and professional requirements

LUMA does not provide legal, tax, medical, financial, regulatory, or compliance advice.

The Client should have qualified professionals review regulated, technical, or legally significant content before publication.

7. Design, Mockups, and Revisions

Design projects may include concepts, wireframes, prototypes, mockups, or draft layouts.

Design projects may include concepts, wireframes, prototypes, mockups, or draft layouts. The number of revision rounds included in a project will be stated in the applicable proposal or package.

A revision round means a consolidated set of requested changes submitted at one time.

Additional revisions, substantial redesigns, new concepts, or changes requested after approval may be billed separately.

Approval of a design, mockup, or development stage authorizes LUMA to proceed to the next stage.

8. Development and Technical Standards

LUMA develops websites using commercially reasonable professional standards and may use:

  • HTML
  • CSS
  • JavaScript
  • PHP
  • Content management systems
  • Website builders
  • Frameworks
  • Plugins
  • Themes
  • APIs
  • Third-party libraries
  • Cloud and hosting platforms

We aim to develop responsive, accessible, secure, and search-engine-friendly websites.

However, technology, browsers, devices, plugins, search engines, third-party platforms, and security threats continually change. We do not guarantee permanent compatibility with every device, browser, operating system, service, or future technology.

9. Search Engine Optimization

When SEO setup is included, LUMA may provide services such as:

  • Page titles
  • Meta descriptions
  • Heading structure
  • Image alternative text
  • Internal links
  • Structured data
  • Sitemap configuration
  • Robots directives
  • Mobile-responsive development
  • Performance-related optimization
  • Search-engine-friendly page structure

Search engines independently determine crawling, indexing, placement, and rankings.

LUMA does not guarantee:

  • First-page placement
  • A specific search ranking
  • A specific traffic level
  • Lead volume
  • Sales
  • Search-engine indexing
  • Continued ranking performance

Search-engine algorithms and policies may change without notice.

10. Third-Party Services and Integrations

Projects may involve third-party products or services, including:

  • Hosting providers
  • Domain registrars
  • Email platforms
  • Payment processors
  • CRM systems
  • Scheduling platforms
  • Chatbots
  • Real estate listing systems
  • Marketing platforms
  • Social media platforms
  • Analytics providers
  • Mapping services
  • Plugins, themes, and APIs

Third-party services are governed by their own terms, privacy policies, pricing, availability, and technical requirements.

The Client is responsible for third-party subscription, license, transaction, usage, data, and renewal fees unless the proposal expressly states otherwise.

LUMA is not responsible for third-party outages, suspensions, pricing changes, policy changes, security incidents, discontinued functionality, or service limitations.

Changes made by a third party may require additional development or maintenance fees.

11. Professional Email Services

Professional email services may be offered separately or included in specific packages.

Mailbox limits, storage, spam filtering, migration, retention, support, and acceptable-use requirements may vary by plan or provider.

Email delivery cannot be guaranteed because delivery depends on recipient servers, spam filters, domain reputation, authentication, content, and third-party networks.

The Client must not use email services for:

  • Spam
  • Unsolicited bulk messaging
  • Phishing
  • Fraud
  • Malware distribution
  • Harassment
  • Illegal activity
  • Conduct that violates provider policies

We may suspend email services that create security, reputation, legal, or operational risks.

12. Hosting and Maintenance

Hosting and maintenance services may be billed monthly, annually, or according to the applicable proposal.

Hosting and maintenance may include:

  • Hosting resources
  • Routine backups
  • Uptime monitoring
  • Software updates
  • Security monitoring
  • Limited website edits
  • Technical support
  • Plugin or platform maintenance

Included editing hours do not roll over unless expressly stated in writing.

Unused maintenance time has no cash value and cannot be transferred.

Work exceeding the included monthly time may require advance approval and additional fees.

Maintenance does not include a redesign, new pages, custom programming, emergency recovery, major content production, new integrations, or work outside the agreed scope unless stated otherwise.

13. Availability, Backups, and Security

We use commercially reasonable measures to support website availability and security.

No website, server, email system, network, backup, or security measure is completely uninterrupted or immune from failure or attack.

Unless expressly stated in a separate written agreement, we do not guarantee:

  • Continuous or error-free availability
  • A specific uptime percentage
  • Prevention of every security incident
  • Recovery of every file or message
  • Permanent compatibility with third-party software
  • Protection from all malware, attacks, or unauthorized access

Clients should maintain independent copies of critical business records and content.

14. Fees and Payment

Fees are stated in the applicable proposal, package, invoice, checkout page, or order form.

Unless otherwise stated:

  • One-time project fees are due according to the agreed payment schedule.
  • Recurring services are billed in advance.
  • Third-party costs may be billed separately.
  • Work may be paused when an invoice is overdue.
  • Final files, launch, transfer, or administrative access may be withheld until all required payments are received.

The Client is responsible for applicable taxes, transaction fees, chargeback costs, and collection costs unless prohibited by law.

Payments are nonrefundable once services have been performed or resources have been committed, except as expressly stated in writing or required by law.

15. Recurring Services and Automatic Renewal

Hosting, maintenance, email, monitoring, support, and other subscription services may renew automatically for successive billing periods until canceled.

By purchasing a recurring service, the Client authorizes the applicable recurring charges using the selected payment method.

The Client must provide cancellation notice before the next billing date to avoid the next recurring charge.

Cancellation does not automatically result in a refund for the current billing period.

16. Suspension and Termination

We may suspend or terminate services for:

  • Nonpayment
  • Fraud or suspected fraud
  • Illegal activity
  • Security threats
  • Abuse of personnel or systems
  • Spam or prohibited email activity
  • Violation of these Terms
  • Violation of third-party provider rules
  • Conduct that threatens our infrastructure, reputation, or other clients

The Client may terminate recurring services by providing notice according to the applicable proposal or service agreement.

Amounts due before termination remain payable.

Following termination, the Client may be required to transfer or replace hosting, domains, email, software licenses, integrations, and third-party accounts.

We are not obligated to retain Client data indefinitely after termination.

17. Project Delays and Abandonment

If the Client does not respond, provide required materials, or approve work for an extended period, LUMA may place the project on hold.

A reactivation fee or revised schedule may apply when work resumes.

A project may be treated as abandoned if the Client remains unresponsive for 60 consecutive days after written notice.

Payments previously made for completed work, reserved production time, purchased assets, or committed resources are nonrefundable.

18. Intellectual Property

Client Materials

The Client retains ownership of materials supplied by the Client.

The Client grants LUMA a limited license to use those materials as necessary to perform the services.

The Client represents that it owns or has permission to use all materials it provides.

Final Deliverables

After full payment, the Client receives the ownership or usage rights described in the applicable proposal.

Third-party assets remain subject to their original licenses.

LUMA Materials

LUMA retains ownership of:

  • Preexisting code
  • Reusable components
  • Internal tools
  • Processes
  • Templates
  • Frameworks
  • Development methods
  • General know-how
  • Unused concepts
  • Drafts not selected by the Client

Unless prohibited in writing, LUMA may display completed work in portfolios, presentations, proposals, case studies, social media, and marketing materials.

19. Stock Assets, Fonts, Plugins, and Licenses

Websites may include licensed photos, graphics, fonts, plugins, themes, software, or other third-party assets.

Those assets may have separate restrictions and may not be transferable beyond the licensed project.

The Client is responsible for ongoing renewal fees when licenses are registered directly to the Client or transferred after launch.

20. Acceptable Use

You may not use our website or services to:

  • Violate any law
  • Infringe intellectual property rights
  • Distribute malware
  • Attempt unauthorized access
  • Interfere with systems or networks
  • Collect information unlawfully
  • Send spam
  • Impersonate another person
  • Publish unlawful, deceptive, defamatory, or harmful content
  • Operate prohibited or fraudulent activities
  • Circumvent security or usage restrictions

We reserve the right to investigate suspected violations and cooperate with lawful requests.

21. Confidentiality

Each party may receive confidential business, technical, financial, login, strategy, or customer information.

Each party agrees to use reasonable care to protect confidential information and to use it only for the intended business relationship.

Confidential information does not include information that:

  • Is publicly available without breach
  • Was already lawfully known
  • Is received lawfully from another source
  • Is independently developed
  • Must be disclosed by law

22. Privacy

Our collection and use of personal information are governed by our Privacy Policy.

By using our website or services, you acknowledge that you have reviewed the Privacy Policy.

23. Communications and Electronic Acceptance

You consent to receive project, billing, service, and administrative communications electronically.

Clicking an acceptance button, submitting an order, paying an invoice, signing electronically, or otherwise indicating acceptance may constitute agreement to these Terms and related project documents.

You are responsible for maintaining a current email address and reviewing communications sent to it.

24. Disclaimers

Except as expressly stated in a signed agreement, the website and services are provided on an "as is" and "as available" basis.

To the maximum extent permitted by law, LUMA disclaims implied warranties, including warranties of:

  • Merchantability
  • Fitness for a particular purpose
  • Noninfringement
  • Continuous availability
  • Error-free operation
  • Specific business results

We do not guarantee revenue, sales, traffic, leads, conversions, rankings, or business success.

25. Limitation of Liability

To the maximum extent permitted by law, Lumaco Consulting, LLC and its owners, employees, contractors, and affiliates will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages.

This includes loss of:

  • Revenue
  • Profits
  • Business opportunities
  • Data
  • Goodwill
  • Search rankings
  • Email
  • Advertising performance
  • Third-party access
  • System availability

To the maximum extent permitted by law, our total liability arising from a specific service will not exceed the amount paid to LUMA for that service during the three months immediately preceding the event giving rise to the claim.

Some jurisdictions do not permit certain liability exclusions or limitations. In those jurisdictions, these provisions apply only to the maximum extent permitted by law.

26. Indemnification

The Client agrees to defend, indemnify, and hold harmless Lumaco Consulting, LLC and its owners, employees, contractors, and affiliates from claims, damages, liabilities, losses, and reasonable expenses arising from:

  • Client-provided materials
  • Client products or services
  • Client instructions
  • Client violations of law
  • Intellectual property claims related to Client content
  • Statements or claims published at the Client's direction
  • Misuse of the website or services
  • Violation of these Terms

27. Force Majeure

Neither party will be liable for delays or failures caused by circumstances beyond reasonable control, including:

  • Natural disasters
  • Severe weather
  • Fire
  • War
  • Terrorism
  • Civil unrest
  • Labor disruptions
  • Government action
  • Utility failures
  • Internet outages
  • Cloud-provider failures
  • Cyberattacks
  • Epidemics or public emergencies
  • Third-party service disruptions

28. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles, except where another law must apply.

The parties consent to the exclusive jurisdiction of the state and federal courts serving Monmouth County, New Jersey, for disputes not subject to another written dispute-resolution agreement.

Clients in other jurisdictions may have rights that cannot lawfully be waived.

29. Informal Dispute Resolution

Before filing a legal claim, each party agrees to provide written notice describing the dispute and requested resolution.

The parties will attempt in good faith to resolve the dispute through direct communication for at least 30 days after notice is received.

Nothing in this section prevents either party from seeking emergency injunctive relief when necessary to prevent immediate harm.

30. Time Limit for Claims

To the extent permitted by law, any claim relating to the website or services must be brought within one year after the event giving rise to the claim.

This limitation does not apply where a longer period is required by law.

31. Changes to These Terms

We may update these Terms periodically.

Updated Terms will be posted with a revised "Last Updated" date.

Changes apply prospectively unless otherwise required by law.

Continued use of the website or recurring services after updated Terms become effective constitutes acceptance of the revised Terms. Material changes to an active signed project agreement will require written agreement when applicable.

32. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect.

The unenforceable provision will be modified only to the extent necessary to make it enforceable.

33. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

A waiver is effective only when made in writing by an authorized representative.

34. Assignment

The Client may not assign its rights or obligations without our written consent.

We may assign these Terms in connection with a merger, acquisition, sale of assets, restructuring, or transfer of the business.

35. Entire Agreement

These Terms, the Privacy Policy, and any accepted proposal, statement of work, service agreement, order form, or invoice constitute the agreement between the parties concerning the applicable services.

They replace prior discussions or communications concerning the same subject.

36. Contact Information

Questions about these Terms may be sent to:

Lumaco Consulting, LLC
71 W. Main Street
Freehold, New Jersey 07728
United States
Email: legal@lumacoconsulting.com
Website: https://www.lumawebsolutions.com